Terms of Use

1) Website Purpose

Direct Payday Lender provides general educational content about payday and installment loan options, state availability, and responsible borrowing guidance. Users may be connected with third-party lenders depending on eligibility and state availability.

2) No Guarantee of Approval

Using this site does not guarantee approval, funding, or specific loan terms. Loan decisions are made by participating lenders based on their criteria.

3) User Responsibilities

• You agree to provide accurate information when submitting forms.
• You agree not to misuse the website or attempt to disrupt platform operations.
• You agree to review all disclosures and repayment terms before accepting any offer.

4) Disclosures & Transparency

Borrowers should always review the repayment schedule, fee/APR disclosures, and total repayment amount before accepting any agreement. For disclosure guidance, review: Compliance & Disclosures.

5) Third-Party Websites

This site may include links to third-party resources or services. We do not control third-party content and are not responsible for external websites, privacy practices, or agreements.

6) Limitation of Liability

The website is provided “as is” without warranties. Direct Payday Lender is not responsible for direct or indirect losses resulting from use of this website, including reliance on informational content. Borrowers should confirm terms through lender agreements.

7) Updates to Terms

We may update these terms at any time. Continued use of the site may indicate acceptance of updated Terms of Use.