/*
Theme Name: Direct Payday Lender Blog
Theme URI: https://www.directpaydaylender.com/blog/
Author: Direct Payday Lender
Author URI: https://www.directpaydaylender.com/
Description: Ultra-fast SEO-first blog theme matching DirectPaydayLender UI. Includes schema, breadcrumbs, review meta, category hubs, and internal linking blocks.
Version: 2.0.0
License: GNU General Public License v2 or later
License URI: https://www.gnu.org/licenses/gpl-2.0.html
Text Domain: dplblog
Tags: blog, custom-logo, accessibility-ready, responsive-layout, one-column, two-columns
*/

:root{
  --navy:#0A2342; --red:#C1121F; --blue:#1E88E5;
  --bg:#F7F8FA; --white:#FFFFFF; --text:#121821; --muted:#5B6572;
  --border:#E6E8EB; --shadow:0 20px 55px rgba(7,26,51,.12); --shadow2:0 12px 30px rgba(7,26,51,.10);
  --radius:22px; --radius2:14px; --container:1180px;
}
*{box-sizing:border-box}
html,body{margin:0;padding:0;font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,Arial;color:var(--text);background:#f6f9ff}
a{color:var(--blue);text-decoration:none} a:hover{text-decoration:underline}
img{max-width:100%;height:auto}
.container{max-width:var(--container);margin:0 auto;padding:0 20px}
.site-matrix-bg{position:fixed;inset:0;z-index:-1;pointer-events:none;overflow:hidden}
.site-matrix-bg:before{content:"";position:absolute;inset:0;opacity:.22;background:linear-gradient(to right, rgba(10,35,66,.08) 1px, transparent 1px),linear-gradient(to bottom, rgba(10,35,66,.08) 1px, transparent 1px);background-size:44px 44px}
.site-matrix-bg:after{content:"";position:absolute;inset:0;background:radial-gradient(360px 360px at 12% 18%, rgba(30,136,229,.10), transparent 70%),radial-gradient(420px 420px at 86% 14%, rgba(193,18,31,.08), transparent 75%),radial-gradient(400px 400px at 20% 82%, rgba(10,35,66,.06), transparent 78%),radial-gradient(420px 420px at 88% 84%, rgba(30,136,229,.07), transparent 80%);opacity:1;animation:matrixDrift 16s ease-in-out infinite}
@keyframes matrixDrift{0%{transform:translate(0,0)}50%{transform:translate(18px,-18px)}100%{transform:translate(0,0)}}

.topstrip{background:linear-gradient(90deg, rgba(10,35,66,.06), rgba(193,18,31,.06));border-bottom:1px solid rgba(10,35,66,.06);padding:10px 0;font-size:13px;color:var(--muted)}
.topstrip .row{display:flex;justify-content:space-between;align-items:center;gap:12px;flex-wrap:wrap}
.chips{display:flex;gap:10px;flex-wrap:wrap;align-items:center}
.chip{display:inline-flex;align-items:center;gap:8px;padding:8px 12px;border-radius:999px;background:#fff;border:1px solid rgba(10,35,66,.08);box-shadow:0 10px 24px rgba(10,35,66,.06);font-weight:700;color:var(--navy)}
.dot{width:8px;height:8px;border-radius:50%}
.dot.blue{background:var(--blue)} .dot.red{background:var(--red)}

header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.86);backdrop-filter:blur(14px);border-bottom:1px solid rgba(10,35,66,.06)}
.nav{display:flex;align-items:center;justify-content:space-between;height:82px;gap:18px}
.brand{display:flex;align-items:center;gap:12px}
.logo{height:40px;width:auto;display:block}
nav ul{list-style:none;display:flex;gap:18px;margin:0;padding:0;align-items:center}
nav a{font-weight:800;color:var(--navy);font-size:14px;padding:10px 12px;border-radius:12px;transition:background .18s ease;white-space:nowrap}
nav a:hover{background:rgba(10,35,66,.05);text-decoration:none}
.cta{display:inline-flex;align-items:center;justify-content:center;padding:12px 16px;border-radius:14px;font-weight:900;border:1px solid rgba(10,35,66,.08);cursor:pointer;transition:.18s ease;box-shadow:0 14px 30px rgba(10,35,66,.10);white-space:nowrap}
.cta.primary{background:linear-gradient(135deg,var(--navy), rgba(193,18,31,.95));color:#fff;border:0}
.cta.primary:hover{transform:translateY(-1px);box-shadow:0 20px 42px rgba(10,35,66,.18)}
.cta.secondary{background:#fff;color:var(--navy)}
.cta.secondary:hover{transform:translateY(-1px)}
.mobile-toggle{display:none;border:1px solid rgba(10,35,66,.12);background:#fff;padding:10px 12px;border-radius:14px;cursor:pointer}
.mobile-toggle span{display:block;width:22px;height:2px;background:var(--navy);margin:4px 0}
.mobile-menu{display:none;flex-direction:column;gap:10px;padding:18px 20px;background:#fff;border-bottom:1px solid rgba(10,35,66,.08)}
.mobile-menu a{font-weight:900;color:var(--navy);padding:10px 12px;border-radius:12px;background:rgba(10,35,66,.03)}
.mobile-menu a:hover{background:rgba(10,35,66,.06);text-decoration:none}
.mobile-menu.active{display:flex}

.panel{background:rgba(255,255,255,.92);border:1px solid rgba(10,35,66,.08);border-radius:var(--radius);box-shadow:var(--shadow)}
.section{padding:44px 0}
h1{font-size:44px;line-height:1.08;margin:12px 0 10px;color:var(--navy);letter-spacing:-0.03em}
h2{font-size:30px;margin:0;color:var(--navy);letter-spacing:-0.02em}
.lead{margin:8px 0 0;color:var(--muted);line-height:1.75;max-width:92ch}
.badge{display:inline-flex;align-items:center;padding:6px 10px;border-radius:999px;font-size:12px;font-weight:900;border:1px solid rgba(10,35,66,.10);background:rgba(10,35,66,.04);color:var(--navy)}

.hero{padding:34px 0 18px}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:18px;align-items:start}
.hero-left{padding:28px}

.post-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.post-card{display:flex;flex-direction:column;gap:10px}
.post-card .thumb{border-radius:18px;overflow:hidden;border:1px solid rgba(10,35,66,.10);background:#fff}
.post-card .thumb img{width:100%;height:200px;object-fit:cover;display:block}
.post-meta{display:flex;gap:10px;flex-wrap:wrap;font-size:12px;font-weight:800;color:var(--muted)}
.post-title{margin:0;color:var(--navy);font-size:18px;line-height:1.3}
.post-excerpt{margin:0;color:var(--muted);line-height:1.7;font-size:14px}
.breadcrumbs{font-size:12.5px;color:var(--muted);margin:10px 0 0}
.breadcrumbs a{color:var(--navy);font-weight:900}

.article-wrap{display:grid;grid-template-columns:1fr 320px;gap:18px;align-items:start}
.article{padding:26px}
.article p{line-height:1.85;color:var(--text)}
.article h2,.article h3{margin-top:22px}
.toc{position:sticky;top:110px;padding:18px}
.toc .toc-title{font-weight:900;color:var(--navy);margin-bottom:10px}
.toc a{display:block;padding:8px 10px;border-radius:12px;color:var(--navy);font-weight:900;background:rgba(10,35,66,.03);border:1px solid rgba(10,35,66,.06);margin-bottom:8px}
.toc a:hover{text-decoration:none;background:rgba(10,35,66,.06)}
.sidebar-cta{margin-top:12px;width:100%;justify-content:center}

.footer{padding:44px 0 28px;background:var(--navy);color:#fff;margin-top:40px}
.footer-grid{display:grid;grid-template-columns:1.2fr .8fr 1fr;gap:20px}
.footer-title{font-weight:900;color:#fff;margin:0 0 8px}
.footer-links{list-style:none;padding:0;margin:0;display:grid;gap:10px}
.footer-links a{color:rgba(255,255,255,.78);font-weight:800}
.license-box{margin-top:14px;padding:14px;border-radius:18px;border:1px solid rgba(255,255,255,.14);background:rgba(255,255,255,.06)}
.disclaimer{margin-top:16px;font-size:12px;color:rgba(255,255,255,.72);line-height:1.6}

@media(max-width:980px){
  nav ul{display:none}
  .mobile-toggle{display:block}
  .hero-grid{grid-template-columns:1fr}
  .post-grid{grid-template-columns:1fr}
  .article-wrap{grid-template-columns:1fr}
  .toc{position:relative;top:auto}
  h1{font-size:36px}
}
.dpl-authority-links{
  margin-top:34px;
  padding:22px;
  border-radius:18px;
  background:rgba(10,35,66,.03);
  border:1px solid rgba(10,35,66,.08);
}

.dpl-link-grid{
  display:grid;
  grid-template-columns:repeat(2,1fr);
  gap:14px;
  margin-top:14px;
}

.dpl-link-card{
  display:block;
  padding:14px;
  border-radius:16px;
  background:#fff;
  border:1px solid rgba(10,35,66,.08);
  text-decoration:none;
  box-shadow:0 10px 22px rgba(10,35,66,.06);
  transition:.18s ease;
}

.dpl-link-card strong{
  display:block;
  color:#0A2342;
  font-size:15px;
  margin-bottom:6px;
}

.dpl-link-card span{
  display:block;
  font-size:13px;
  color:#5B6572;
  line-height:1.5;
}

.dpl-link-card:hover{
  transform:translateY(-2px);
  box-shadow:0 16px 30px rgba(10,35,66,.10);
}

@media(max-width:720px){
  .dpl-link-grid{grid-template-columns:1fr;}
}